You'll never have to pull out your calculator or protractor at Toyota of Southern Maryland because you don't need to be a math whiz to get financed. Our amazing Finance team will hold your hand through the process if you choose, by clearly pointing out the selling price, taxes, fees, terms and monthly payments that you'll make on your beautiful new or used Toyota. We even provide you with tools to do your research ahead of time so there won't be any last-minute surprises. Take advantage of our online finance calculators which will help you determine how much car you can afford, as well as the national and local Toyota incentives we clearly post on our website. There, you'll already know what the discounts are that are offered on any given Toyota, so if it happens to be the model you're looking for, you're in luck! Plus, if you have a trade-in, you can find out its value simply by punching in a few details about your vehicle, and we'll let you know what it's worth. And unlike many dealerships, we give you access to Live Market Pricing, so you can see what other dealers are selling their Toyota vehicles for, so you'll have another bargaining chip! And finally, you can get pre-approved for financing by filling out our quick, secure online credit application, and your financing options -- loan APR and terms based on your credit score -- will be instantly revealed. And if you're on a lower credit tier, don't despair -- we'll make it work for your budget. Then you can proudly march into our Finance department as an informed consumer, and you'll be able to grab the keys to your pre-owned vehicle or new Toyota from Toyota of Southern Maryland in a matter of hours!